Home & Contents Insurance
We offer you peace of mind
Hogar
I like to get home and feel reassured.
We offer you a range of home insurance policies that meet the needs of your home, offering you the protection that you require with innovative guarantees in the market.
- Your possessions will be insured with their value as new.
- No claims bonus of up to 20% on the premium.
- Discount on a second home if the first property is insured.
- Non-inhabitation expenses for a second home.
- Guarantee of re-housing if you are forced to move.
- Wide range of additional services included.
| MODALITY - BASIC | MODALITY - COMPLET | MODALITY - PLUS |
| A specially designed policy for properties to be rented out or a second home. Preference is given to important risks at a very special price. | This modality is intended for most properties, both main residences and second or holiday homes. It includes, from an advanced point of view, an appropriate answer to practically all known risks. | A fully up-to-date product that includes a wide range of guarantees and services. Specially designed for the main residence. |
(According to that stipulated in the General and Particular Conditions of the Policy)
| MODALITY - BASIC | MODALITY - COMPLET | MODALITY - PLUS | |
| Damage due to ice |  |
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| Reconstruction of gardens | |
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| Jewels in a bank | |
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| Extended benefit limits for previous modalities |
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| Electrical damage to electrical or electronic items. |
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| Loss of food in refrigerators | |
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| Breaking of glass, ceremics, marble surfaces |
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| Theft or robbery of cash either from inside the home or outside |
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| Fraudulent use of credit cards | |
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| Temporary transfer of contents | |
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| Replacing of documents | |
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| Accidents in the home | |
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| Aesthetic reconstruction of structure and contents and mandatory vacating. |
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| Fire, explosion and lightning | |
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| Expenses for salvage and rubble clearing |
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| Fire brigade charges | |
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| Electrical damage to facilities | |
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| Damage due to vandalism, climate, flood, smoke, water or robbery |
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| Damage expenses for non-habitation or loss of rents |
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| Private, Property or Tenant's Civil Responsibility (according to contracting party |
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ALL THE MODALITIES INCLUDE THE FOLLOWING SERVICES:
DKV Home Assistance - Providing qualified personnel to attend to a problem in the home (emergency locksmith, electrician, personal security, etc.)
DKV Legal Assistance - Guaranteeing the protection of the insured person's interests in his private life by means of a judicial or extrajudicial service.
Care services - DKV, taking advantage of it's position as European leader in health insurance, includes in it's home policies:
DKV Legal Assistance - Guaranteeing the protection of the insured person's interests in his private life by means of a judicial or extrajudicial service.
Care services - DKV, taking advantage of it's position as European leader in health insurance, includes in it's home policies:
DKV Medical Line: A professional doctor you can trust available 24 hours a day, and also, a group of services that you can enjoy at reduced prices.
- Second Medical Opinion
- Refractive Laser Surgery
- Assisted reproduction
- Giving up smoking
OPTIONAL GUARANTEES:
For the modalities Complet and Plus, you can also take out:
comlementary damage to a building covered by a community policy, damage to antennas and radio enthusiasts' equipment and vehicles in a garage.
comlementary damage to a building covered by a community policy, damage to antennas and radio enthusiasts' equipment and vehicles in a garage.
